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Sierra Vista Car Title Loans: Frequently Asked Questions

Q: If I have bad credit or have been through bankruptcy will my interest rates be higher?

A: No, our interest rates at Sierra Vista Car Title Loans are based on you vehicle and industry rates. Your credit history is never a factor with us.

Q: What is a car title loan?

A: A car title loan is a loan that uses your car as leverage. You can take out a cash loan up to $50,000 or the value of your car.

Q: What documents will I need to finish the Sierra Vista Car Title Loans process?

A: The title of the car needs to be in your name, a driver's license, and car insurance. For verification, we will need your Social Security card, a utility/phone bill with your name and address, two references, a recent paystub, and a copy of your car keys.

Q: Are there hidden fees and charges at Sierra Vista Car Title Loans?

A: No, we are an honest and up front company what you see is what you get with us.

Q: Can I pay back my loan sooner rather than later?

A: You can. Sierra Vista Car Title Loans wants you to have to option to pay us back with no early payment penalties.

Q: Now that I have been approved online how do I get my cash loan?

A: Our customer service reps will help you in finding the Sierra Vista Car Title Loans location closest to you and you can pick up your cash.

Q: Are there any hidden fees or charges with Auto Title Loans Arizona?

A: No, we are an honest and up front company what you see is what you get with us.

Q: What forms of payment does Sierra Vista Car Title Loans?

A: Payment methods we will accept can include a certified check, a cash order or debit cards from VISA or MasterCard.

Q: Will I be able to use my car?

A: Yes, when you finish making payments, you receive your title back, but you can drive it in the mean time.

Q: Do I have to worry about high interest rates?

A: No you never do. We offer our customers low interest rates so we can make getting a title loan easy.

Q: How long do I have to pay back my loan?

A: You can have up to 42-months to pay back your loan to Auto Sierra Vista Car Title Loans. We want you have every opportunity to pay us back with as little pressure as possible.

Q: I received my pre-approval, when do I get a phone call?

A: If you rang during off hours late at night or in the morning, be patient. Make sure you have your paper work listed above ready, and Sierra Vista Car Title Loans will contact you as soon as possible. We are open seven days a week, so you will not be left in the dust.

Q: Will you be calling my references?

A: Yes, we will not disclose anything about your application for car Auto Title Loans Arizona. We use the upmost confidence assuring you your privacy. We check the accuracy of the information on the application. We do not divulge the nature of the call.